🚀 Profinch Hiring | Junior Functional Tester | VAM | Payments | Core Banking | 4–6 Years | Bangalore | Chennai | Pune | Mumbai

🚨 Profinch is hiring Junior Functional Testers with 4–6 years of experience in Banking/FinTech domain testing.

This opportunity is ideal for QA professionals with hands-on experience in Virtual Account Management (VAM), Payments, Liquidity, Digital Channels, and Core Banking systems. Candidates with knowledge of ISO 20022/MT messages, Flexcube, Intellect Core Banking, API testing, SQL, and test management tools can consider applying.

📍 Work Location: Bangalore | Chennai | Pune | Mumbai
🏢 Work Mode: Work From Office (WFO)
💼 Experience: 4–6 Years

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📌 Position Details

🏢 Company: Profinch
💼 Position: Junior Functional Tester
🆔 Job ID: Not Mentioned
📍 Location: Bangalore | Chennai | Pune | Mumbai
👨‍💻 Experience Required: 4–6 Years
🎓 Qualification: Bachelor’s Degree
📜 Preferred Certification: ISTQB CTFL
🏢 Employment Type: Not Mentioned
📌 Domain: Banking / FinTech
🏠 Work Mode: Work From Office (WFO)

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🛠️ Skills Required

✅ Functional Testing
✅ Banking / FinTech Domain Testing
✅ Virtual Account Management (VAM)
✅ Payments Testing
✅ CASA
✅ ISO 20022 / MT Messages
✅ Liquidity – Sweeps & Pooling
✅ Core Banking Systems
✅ Flexcube / Intellect Core Banking / Equivalent Payment Hubs
✅ Postman / SoapUI
✅ SQL – Oracle / SQL Server / PostgreSQL
✅ JIRA / Xray or Azure DevOps
✅ UAT & Regression Testing
✅ Defect Management
✅ Test Execution & Evidence Capture

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🌟 Position Overview

The Junior Functional Tester will be responsible for testing banking and financial technology solutions across Virtual Account Management, Payments, Liquidity, Digital Channels, and Core Banking.

Candidates should have 4–6 years of relevant Banking/FinTech testing experience and be comfortable working with banking processes such as VAM onboarding, account structures, reconciliation, remittance, payment processing, liquidity management, digital-channel entitlements, and core banking functions.

Experience with Flexcube, Intellect Core Banking, or equivalent payment hubs, along with API testing and SQL skills, will be valuable for this role.

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🎯 Key Responsibilities

🔹 Test Virtual Account Management (VAM) processes including onboarding and structure creation.
🔹 Validate VAM reconciliation and remittance flows.
🔹 Execute functional test scenarios for RTGS, ACH, Direct Debit, and Cross-Border Payments.
🔹 Test liquidity management functionalities including Sweeps and Pooling.
🔹 Validate Digital Channel functionalities such as login, approvals, and entitlements.
🔹 Perform functional testing of Core Banking processes.
🔹 Work with banking messages including ISO 20022 / MT messages where applicable.
🔹 Execute API-related testing using Postman or SoapUI.
🔹 Perform database validation using SQL across supported databases.
🔹 Identify, document, and track defects using JIRA/Xray or Azure DevOps.
🔹 Capture test execution evidence and maintain appropriate testing documentation.
🔹 Support UAT and regression testing activities.

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🏢 About the Company

Profinch is associated with technology solutions and services for the banking and financial services domain. This opening focuses on functional testing across banking products and processes, including VAM, payments, liquidity, digital channels, and core banking.

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💰 Salary Range

💵 Salary: Not Mentioned

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🧪 Expected Interview Rounds

The exact interview process has not been mentioned in the job posting. Candidates may generally expect some combination of:

1️⃣ Resume Shortlisting
2️⃣ HR Screening
3️⃣ Technical / Functional Assessment
4️⃣ Technical Interview
5️⃣ Managerial / Final Discussion
6️⃣ HR Discussion & Documentation

⚠️ These are general expected rounds and are not confirmed company-specific interview stages.

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📚 Preparation Tips

✔ Revise core Banking and FinTech testing concepts.
✔ Prepare VAM concepts including onboarding, virtual account structures, reconciliation, and remittance.
✔ Understand payment flows such as RTGS, ACH, Direct Debit, and Cross-Border Payments.
✔ Revise ISO 20022 and MT message concepts.
✔ Prepare questions related to CASA and Core Banking.
✔ Understand liquidity concepts such as Sweeps and Pooling.
✔ Practice API testing using Postman or SoapUI.
✔ Revise SQL queries and database validation techniques.
✔ Be prepared to discuss your experience with Flexcube, Intellect Core Banking, or similar systems.
✔ Revise defect management and test management using JIRA/Xray or Azure DevOps.
✔ Prepare real-world examples of UAT, regression testing, defect analysis, and test execution.

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📝 Resume Tips

✔ Clearly mention your 4–6 years of relevant experience.
✔ Highlight Banking/FinTech domain experience prominently.
✔ Mention hands-on experience with VAM, Payments, CASA, and Core Banking.
✔ Add experience with ISO 20022 / MT messages if applicable.
✔ Mention Flexcube, Intellect Core Banking, or equivalent systems.
✔ Highlight API testing experience with Postman/SoapUI.
✔ Include SQL and database technologies you have worked with.
✔ Mention JIRA/Xray or Azure DevOps experience.
✔ Include UAT, regression, defect management, and functional testing experience.
✔ Clearly mention your current location and notice period.

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❓ Frequently Asked Questions (FAQs)

Q1. What position is Profinch hiring for?
Junior Functional Tester.

Q2. How much experience is required?
Candidates with 4–6 years of experience are required.

Q3. What domain experience is required?
The requirement focuses on Banking/FinTech experience, particularly VAM, Payments, CASA, and ISO 20022/MT messages.

Q4. What are the job locations?
Bangalore, Chennai, Pune, and Mumbai.

Q5. Is this a work-from-home opportunity?
No. The provided job details specify Work From Office (WFO).

Q6. What educational qualification is required?
A Bachelor’s Degree is required. ISTQB CTFL is preferred.

Q7. Which tools are required?
Postman/SoapUI, SQL, and JIRA/Xray or Azure DevOps are among the mentioned tools.

Q8. Which Core Banking systems are relevant?
Experience with Flexcube, Intellect Core Banking, or equivalent payment hubs is mentioned.

Q9. Is salary information available?
Salary is Not Mentioned in the provided job details.

Q10. How can interested candidates apply?
Candidates can share their updated CV along with their location and notice period via email.

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🌟 Why Consider This Opportunity?

✨ Opportunity to work in the Banking/FinTech testing domain
✨ Exposure to Virtual Account Management
✨ Experience with banking payment processes
✨ Exposure to Liquidity and Core Banking functions
✨ Opportunity to work with API testing tools
✨ Hands-on database validation using SQL
✨ Experience with banking technology platforms
✨ Exposure to UAT and regression testing
✨ Opportunity to strengthen functional testing expertise
✨ Work across multiple banking technology areas

These points describe the nature of the role and potential professional exposure; they are not guaranteed company benefits.

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📩 How to Apply

📧 Email Your Resume: aishwarya.gundawan@noesisit.com
📝 Suggested Subject Line: Application for Junior Functional Tester – [Preferred Location]

📄 Include in Your Email:
• Position Applying For: Junior Functional Tester
• Total Experience
• Current Location
• Preferred Location
• Notice Period
• Updated Resume
• Contact Number

📌 Interested candidates should share their updated CV, current location, and notice period.

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📢 Know someone with Banking/FinTech testing experience? Share this opportunity with your friends, colleagues, and QA professionals who may be looking for their next career opportunity