The global payments industry is evolving faster than ever, and Mastercard is at the forefront of this digital transformation. If you’re an experienced software engineer looking to work on products that impact billions of transactions worldwide, this opportunity is worth exploring.
Mastercard is currently hiring Software Engineer II-1 professionals for its Pune, India office. The company is looking for engineers with strong Java fundamentals, Microservices experience, distributed systems knowledge, and problem-solving skills to build secure, scalable, and high-performance applications.
If you have 2–5+ years of software development experience and are passionate about backend engineering, cloud technologies, and enterprise-scale applications, this role can significantly accelerate your career.
📌 Job Overview
- Company: Mastercard
- Role: Software Engineer II-1
- Job ID: R-282787
- Location: Pune, Maharashtra
- Job Type: Full-Time
- Experience: Experienced Professionals
- Department: Data Governance & Regulations (DGR)
- Industry: FinTech / Payments Technology
- Work Model: On-site / Hybrid (depending on business requirements)
🏢 About Mastercard
Mastercard is one of the world’s leading technology companies in the payments industry. Operating in more than 210 countries and territories, Mastercard enables secure, fast, and intelligent digital transactions that connect consumers, businesses, merchants, financial institutions, and governments.
Today, Mastercard invests heavily in:
- 💳 Digital Payments
- ☁️ Cloud Engineering
- 🤖 Artificial Intelligence
- 🔒 Cybersecurity
- 📊 Big Data Analytics
- 🌍 Global Financial Inclusion
- 📱 Digital Banking Solutions
Working at Mastercard means solving engineering problems that impact millions of users every day while collaborating with some of the brightest technology professionals worldwide.
💼 About the Software Engineer II Role
The selected candidate will join Mastercard’s Data Governance & Regulations (DGR) engineering team.
This team develops systems that help Mastercard comply with global privacy regulations while building scalable enterprise applications.
As a Software Engineer II, you will:
- Develop enterprise software solutions
- Build scalable backend services
- Design and implement secure applications
- Participate in Agile development
- Collaborate with Product Owners, Architects, QA, and DevOps teams
- Improve application performance
- Troubleshoot production issues
- Build reliable software following engineering best practices
This is an engineering-first role where you’ll contribute throughout the complete software development lifecycle.
⭐ Why This Role is Great for Experienced Professionals
This opportunity offers much more than writing Java code.
Major Benefits
- 🌍 Work for one of the world’s largest fintech companies
- 💳 Build applications powering global payment systems
- 🚀 Exposure to enterprise-scale distributed systems
- ☁️ Work with cloud-native architectures
- 📈 Excellent career progression
- 💼 Competitive salary and benefits
- 🤝 Collaborative Agile culture
- 📚 Continuous learning opportunities
- 🔒 Exposure to privacy, compliance, and security engineering
- 🌐 Work alongside global engineering teams
🛠 Key Responsibilities
As a Software Engineer II, your responsibilities include:
- Develop scalable backend software solutions
- Design software based on business requirements
- Participate in system analysis and architecture discussions
- Build maintainable and reusable code
- Investigate production issues
- Participate in Agile Sprint planning
- Create technical documentation
- Improve existing software applications
- Maintain application security standards
- Support production deployments
- Collaborate with cross-functional engineering teams
- Ensure compliance with Mastercard security policies
💡 Skills Required
Mastercard expects candidates to possess strong software engineering fundamentals.
Programming
- ✅ Core Java
- ✅ Object-Oriented Programming (OOP)
Backend Development
- REST APIs
- Microservices
- Spring Boot (commonly expected)
- Distributed Systems
Database
- SQL
- Database Design
- Data Modeling
Development Practices
- Git
- CI/CD
- Agile Scrum
- Code Reviews
Computer Science
- Data Structures
- Algorithms
- System Design
- Multithreading
- Design Patterns
Soft Skills
- Communication
- Collaboration
- Analytical Thinking
- Problem Solving
- Ownership
💰 Expected Salary Range
Although Mastercard has not officially disclosed compensation for this role, based on industry standards in Pune:
| Experience | Expected CTC |
|---|---|
| 2–3 Years | ₹14–18 LPA |
| 3–5 Years | ₹18–25 LPA |
| Strong Product Company Profile | ₹25–32+ LPA |
📝 Expected Interview Rounds
Candidates can typically expect the following hiring process:
Round 1 – Resume Screening
- Experience review
- Project relevance
- Java expertise
- Backend development experience
Round 2 – Online Coding Assessment
Topics may include:
- Arrays
- Strings
- HashMaps
- Trees
- Linked Lists
- Recursion
- Dynamic Programming
- Algorithms
Round 3 – Technical Interview
Expect questions on:
- Core Java
- OOP Concepts
- Exception Handling
- Collections Framework
- Streams
- Multithreading
- REST APIs
- Microservices
- Design Patterns
Round 4 – System Design
Possible topics:
- URL Shortener
- Payment Gateway
- Notification System
- Order Processing
- API Design
- Scalability
- Database Design
Round 5 – Managerial Interview
Focus areas include:
- Team collaboration
- Ownership
- Communication
- Problem-solving
- Agile experience
Round 6 – HR Discussion
Topics:
- Salary
- Notice period
- Career goals
- Company culture
- Benefits
📄 Resume Tips
Before applying, ensure your resume highlights:
- Strong Java expertise.
- Backend development projects.
- REST API implementation experience.
- Microservices architecture.
- Cloud exposure (AWS, Azure, or GCP if applicable).
- CI/CD pipeline experience.
- Git and version control.
- Performance optimization achievements.
- Quantifiable project impact (e.g., “Improved API response time by 35%” or “Reduced deployment time by 40%”).
- Certifications (Oracle Java, AWS, Azure, etc.) if available.
Use an ATS-friendly resume with clear sections for Skills, Experience, Projects, Certifications, and Achievements.
🌟 Why Engineers Choose Mastercard
Mastercard consistently ranks among the best employers because of its engineering culture:
- 🌍 Global technology projects
- 🚀 Modern engineering practices
- 🤖 AI and cloud innovation
- 📈 Strong learning culture
- 💼 Excellent work-life balance
- 🏆 Competitive compensation
- 🌐 International career opportunities
- 🤝 Inclusive workplace
- 🔒 Focus on security engineering
- 💳 Opportunity to build products used worldwide
📩 How to Apply?
👉 Application Link: Click Here
- Software Engineer II-1
- Job ID: R-282787
- Location: Pune
🎯 Final Thoughts
If you’re an experienced Java backend engineer looking to work on mission-critical payment systems, Mastercard’s Software Engineer II-1 role in Pune is an outstanding opportunity. You’ll gain exposure to enterprise-scale software development, global engineering teams, cloud technologies, and modern software architecture while contributing to products that power the digital economy.
Whether your goal is to deepen your expertise in backend engineering, transition into distributed systems, or grow within the fintech sector, this role offers the technical challenges and career progression to help you get there.
